Editorial Guidelines

Sourcing

• Provider facts come from primary sources: policy documents, official provider sources and state insurance department filings.
• Every provider fact carries a source and a review date. If it does not, we mark it [DATA VERIFICATION REQUIRED] internally and hold the page back from search indexing.
• We do not use anonymous forums, unverifiable statistics or invented figures.

What we never do

• Publish fake reviews, ratings or testimonials.
• Use fake urgency or countdown timers.
• Present an estimate as a quote.
• Declare a universal “best” plan without a transparent methodology.

Review and updates

Guides and provider pages show a last-updated date. We revisit content when a provider changes its terms and on a regular schedule: provider pages and pages about prices or costs are reviewed at least every 6 months, and all other guides at least every 12 months.

Independence

Commercial relationships do not influence editorial conclusions. See How We Make Money for details.

Corrections

If we get something wrong, we fix it, note the date of the change, and thank the person who told us. Send corrections through the contact page.